BenefitsByRatingYour rating. Your state. Your benefits.
Home › Federal

Federal benefits by VA rating

VA and DoD benefits that apply in every state. Set your rating to see which ones fit you. This starter set is 25 high-impact benefits; more are being added.

25 benefits

CRDP: get retired pay and VA pay together (50%+)

50%+Taxes & pay

Military retirees rated 50%+ can receive full retired pay plus VA compensation without the VA offset.

Who qualifies
Military retiree (20+ years, or certain TERA/reserve retirees) with a VA rating of 50% or more. Paid automatically.
How to apply
Automatic through DFAS once VA reports your rating.
Deadline
None.
Source: DFAS: Concurrent Retirement and Disability PayLast verified: 2026-10-16

CRSC: Combat-Related Special Compensation

10%+Taxes & pay

Tax-free pay replacing the VA offset for combat-related disabilities, at 10%+ ratings.

Who qualifies
Military retiree with a combat-related VA-rated disability of 10% or more.
How to apply
Apply to your branch CRSC board (DD Form 2860).
Deadline
None.
Source: DFAS: Combat-Related Special CompensationLast verified: 2026-10-16

Automobile allowance and adaptive equipment

Check eligibilityVehicles

A one-time payment toward a vehicle plus adaptive equipment for certain disabilities.

Who qualifies
Specific service-connected disabilities such as loss of use of hands or feet, severe vision loss, severe burns, or ALS.
How to apply
Apply with VA Form 21-4502 (allowance) or 10-1394 (equipment only).
Deadline
None.

Free America the Beautiful pass (national parks)

Any veteranOutdoors & parks

Free lifetime pass to national parks and federal recreation lands for veterans (separate free Access Pass for permanent disability).

Who qualifies
Veterans (Military Lifetime Pass) and Gold Star families; Access Pass for any US resident with a permanent disability.
How to apply
Show veteran ID (VHIC, DoD ID, or veteran-marked license) at a park entrance; Access Pass in person or online.
Deadline
None.
Source: National Park Service: PassesLast verified: 2026-10-16

Dependents' Education Assistance (DEA, Chapter 35)

100% P&TEducationFor family

Monthly education/training payments for the spouse and children of a P&T service-connected veteran.

Who qualifies
Veteran is permanently and totally disabled due to a service-connected disability (or died of one / other listed situations). Age and time limits apply to the student.
How to apply
Apply online at VA.gov (VA Form 22-5490).
Deadline
Time limits depend on the beneficiary; see source.

Federal student loan discharge (TPD)

100%+Education

Federal student loans (and TEACH grants) wiped out for veterans VA has rated unable to work or 100% service-connected.

Who qualifies
VA has found you 100% disabled for a service-connected condition or totally unemployable (TDIU). Many are identified automatically through a VA data match.
How to apply
Apply or confirm on StudentAid.gov (Total and Permanent Disability Discharge).
Deadline
None.
Source: StudentAid.gov: TPD dischargeLast verified: 2026-10-16

Veteran Readiness and Employment (VR&E, Chapter 31)

10%+Jobs

Job training, college, coaching and help starting a business, with a monthly subsistence allowance.

Who qualifies
Discharge other than dishonorable and a service-connected rating of at least 10%. A counselor decides entitlement. Discharged before Jan 1, 2013: 12-year eligibility window (later discharges have no time limit).
How to apply
Apply on VA.gov (VA Form 28-1900).
Deadline
12 years from separation or rating notice if discharged before 2013; otherwise none.
Source: VA.gov: VR&E eligibilityLast verified: 2026-10-16

Federal hiring: 10-point preference and 30% noncompetitive hiring

10%+Jobs

10 extra points on federal job ratings for service-connected disabled vets; at 30%+ agencies can hire you noncompetitively.

Who qualifies
Compensable service-connected disability (10%+) for 10-point preference; 30% or more for the noncompetitive appointing authority.
How to apply
Claim on USAJOBS with your VA letter and SF-15.
Deadline
With each application.
Source: OPM FedsHireVetsLast verified: 2026-10-16

CHAMPVA health coverage for family

100% P&THealth careFor family

Cost-share health coverage for the spouse and dependent children of a veteran rated permanently and totally (P&T) disabled from a service-connected disability.

Who qualifies
Spouse or dependent child of a veteran rated P&T service-connected, or a survivor of one. Not available to anyone eligible for TRICARE (TRICARE families such as military retirees' families use TRICARE instead).
How to apply
Apply online at VA.gov or by mail with VA Form 10-10d.
Deadline
No deadline; apply any time.
Law
38 CFR 17.271
Source: VA.gov: CHAMPVA BenefitsLast verified: 2026-10-16

VA dental care (Class IV, any needed care)

100%+Health care

Any needed dental care, including repeat care.

Who qualifies
Permanent 100% service-connected rating, or paid at 100% because of individual unemployability (TDIU). Temporary 100% ratings don't qualify for this class.
How to apply
Enroll in VA health care, then ask your VA facility's dental clinic.
Deadline
None.
Source: VA.gov: VA Dental CareLast verified: 2026-10-16

VA health care, Priority Group 1 (no copays for most care)

50%+Health care

Top VA health care priority. Combined with copay rules, Priority Group 1 veterans generally pay no VA copays.

Who qualifies
Service-connected rating of 50% or more, or rated unemployable (TDIU), or a Medal of Honor recipient. (30-40% = Priority Group 2.)
How to apply
Apply at VA.gov (VA Form 10-10EZ) or at any VA medical center.
Deadline
None.
Source: VA.gov: VA priority groupsLast verified: 2026-10-16

VA health care travel reimbursement

30%+Health care

Mileage or travel reimbursement for trips to VA (or VA-approved community) care.

Who qualifies
Rating of 30% or higher, or traveling for a service-connected condition at any rating (other income-based routes too).
How to apply
File a claim in the VA Health and Benefits app, on VA.gov, or at the facility.
Deadline
Within 30 days of the appointment.
Source: VA.gov: Travel pay reimbursementLast verified: 2026-10-16

VA home loan funding fee waiver

10%+Housing

No VA funding fee on a VA-backed home loan, and possibly a refund if your rating is later made retroactive.

Who qualifies
Receiving (or eligible to receive) VA compensation for a service-connected disability, or a surviving spouse receiving DIC.
How to apply
Your lender checks this on your Certificate of Eligibility (COE).
Deadline
Before loan closing; refunds possible if the effective date predates closing.
Source: VA.gov: VA Funding Fee and Loan Closing CostsLast verified: 2026-10-16

Specially Adapted Housing (SAH/SHA) grants

Check eligibilityHousing

Grants to build or modify a home for certain severe service-connected disabilities.

Who qualifies
Specific qualifying disabilities (e.g., loss of use of limbs, blindness, severe burns), not a percentage alone.
How to apply
Apply on VA.gov (VA Form 26-4555).
Deadline
None.
Source: VA.gov: Disability housing grantsLast verified: 2026-10-16

VA-backed home loan

Any veteranHousing

No down payment, no PMI. Disabled vets also skip the funding fee (see the funding fee waiver).

Who qualifies
Veterans with qualifying service and a discharge other than dishonorable (and certain surviving spouses).
How to apply
Get a Certificate of Eligibility on VA.gov, then use any VA-approved lender.
Deadline
None.
Source: VA.gov: VA home loansLast verified: 2026-10-16

Commissary, exchange and MWR retail access

Any veteranShopping

Shop at on-base commissaries and exchanges and use MWR retail facilities.

Who qualifies
Honorably discharged veterans with a service-connected disability rating, military retirees, former POWs, Purple Heart or Medal of Honor recipients, and certain family members and caregivers.
How to apply
No application needed. Show your Veteran Health Identification Card (VHIC), or a VA letter plus a passport or driver's license, at checkout (some bases also require visitor-center access).
Deadline
None.
Source: VA.gov: Commissary and Exchange PrivilegesLast verified: 2026-10-16

VA disability compensation (tax-free monthly pay)

10%+Other

Tax-free monthly payment for service-connected conditions, starting at a 10% rating.

Who qualifies
A service-connected disability rated 10% or higher and a discharge other than dishonorable.
How to apply
File online at VA.gov (VA Form 21-526EZ). Free help from an accredited VSO or your county Veterans Service Office.
Deadline
None, but filing an Intent to File holds your effective date for 1 year.
Source: VA.gov: Disability benefitsLast verified: 2026-10-16

Extra compensation for dependents (30%+)

30%+Other

Higher monthly compensation when you add a spouse, children or dependent parents.

Who qualifies
Eligible for VA disability compensation with a combined rating of at least 30%.
How to apply
Add dependents on VA.gov (VA Form 21-686c).
Deadline
Add within 1 year of the event (marriage, birth) to get back pay to that date.
Source: VA.gov: Add or remove a dependentLast verified: 2026-10-16

VALife guaranteed-acceptance life insurance

Any veteranOther

Up to $40,000 of whole-life coverage with no medical questions for veterans with service-connected disabilities.

Who qualifies
Age 80 or younger with a service-connected disability rating of any percentage (including 0%). Age 81+ must have applied within 2 years of a new SC rating.
How to apply
Apply online at VA.gov.
Deadline
Within 2 years of a new SC rating if age 81+ (see source).
Source: VA.gov: VALifeLast verified: 2026-10-16

Individual Unemployability (TDIU): paid at the 100% rate

60%+Other

Paid at the 100% rate when service-connected conditions keep you from holding steady work, even if your combined rating is lower.

Who qualifies
Generally 1 condition at 60%+, or a combined 70%+ with one at 40%+, and unable to keep substantially gainful work (exceptions exist).
How to apply
File VA Form 21-8940 with your claim on VA.gov.
Deadline
None.
Source: VA.gov: Individual UnemployabilityLast verified: 2026-10-16

Annual clothing allowance

Check eligibilityOther

Yearly payment when a service-connected condition or prescribed device/medication damages clothing.

Who qualifies
Prosthetic/orthopedic device or skin medication for a service-connected condition that wears or stains clothing.
How to apply
File VA Form 10-7878 with your VA prosthetics office.
Deadline
Generally by August 1 each year.
Source: VA.gov: Clothing allowanceLast verified: 2026-10-16

Special Monthly Compensation (SMC)

Check eligibilityOther

Extra tax-free pay on top of the 100% rate for specific severe disabilities or the need for aid and attendance.

Who qualifies
Specific conditions (e.g., loss of use of a limb, needing aid and attendance, being housebound).
How to apply
Usually decided with your claim; you can also claim it on VA.gov.
Deadline
None.
Source: VA.gov: SMC ratesLast verified: 2026-10-16

Space-Available (Space-A) military flights

100% P&TOther

Fly on military aircraft when seats are open, within the U.S. and to U.S. territories.

Who qualifies
Veterans rated 100% permanent and total service-connected (with a DoD ID, DD Form 2765). Some routes are limited.
How to apply
Sign up with an AMC passenger terminal; bring your DoD ID.
Deadline
None.
Source: Air Mobility Command: Travel SiteLast verified: 2026-10-16

Dependency and Indemnity Compensation (DIC) for survivors

Check eligibilityOtherFor survivor

Tax-free monthly payments to surviving spouses, children and parents.

Who qualifies
Death from a service-connected condition, or the veteran was rated totally disabled for a set period (e.g., 10 years, or 5 years from discharge) before death.
How to apply
Survivor applies on VA.gov (VA Form 21P-534EZ).
Deadline
Within 1 year of death for full back pay.
Source: VA.gov: DICLast verified: 2026-10-16

Burial in a national cemetery, headstone and burial allowance

Any veteranOther

Free burial in a VA national cemetery, a headstone or marker, and a burial allowance (higher for service-connected deaths).

Who qualifies
Most veterans with a discharge other than dishonorable, plus spouses and dependent children.
How to apply
Pre-need eligibility determination on VA.gov; families apply at time of need.
Deadline
Burial allowance generally within 2 years (no limit for SC deaths).
Source: VA.gov: Burial eligibilityLast verified: 2026-10-16

Get the P&T Brief

A weekly email with rule changes and upcoming deadlines for your state. Free, and you can unsubscribe in one click.

Coming soon: signups aren't live yet (placeholder, not connected to any service).